Mortgages Made Simple with Corbett Uzel

Get tailored home loan and mortgage solutions that fit the way you earn. Corbett Uzel specializes in helping California business owners, freelancers, and real estate investors secure financing for homes and income-producing properties. Whether you have variable income, multiple income streams, or need a full doc conventional loan, we’ll help you find the right path forward.

Corbett Uzel

Mortgage Loan Originator

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Client Testimonials You Can Trust

Discover why clients choose Corbett Uzel for their mortgage needs.

Explore Mortgage Options Built Around You

From first-time homebuyers to seasoned investors, Corbett Uzel offers a full range of home loan and mortgage solutions across California. Whether you’re looking for government-backed programs like FHA or VA loans, flexible options for the self-employed, or specialized financing like bank statement, ITIN, or investment property loans, we’ll guide you toward the right fit. Explore the programs below to find the mortgage that matches your goals, income, and lifestyle.

Self Employed Home Loans

Traditional mortgage rules don’t always work for self-employed borrowers — and that’s where Corbett Uzel comes in. If you’re a business owner, freelancer, or independent contractor with variable or multiple income streams, we’ll help you secure a home loan that reflects your real income picture. From full doc conventional loans to flexible alternatives, get expert guidance tailored to your financial reality in California.

Real Estate Investor Mortgages

Financing investment properties takes more than a basic mortgage — it takes a strategy. Corbett works with California investors to secure loans for long-term rentals, short-term vacation properties, and fix-and-flips. Whether you’re a first-time investor or managing a growing portfolio, we offer competitive options designed to support your cash flow, equity goals, and income strategy.

Loans for Income-Producing Properties

If you’re buying property to generate income, you need financing that works as hard as you do. Corbett Uzel helps California clients purchase income-producing real estate with loan options that account for projected rental income, property performance, and long-term return potential. Whether it’s a multi-unit building or a single-family rental, we’ll help you get the mortgage that fits your investment plan.

Conventional Home Loans

Conventional home loans are a great choice for buyers with solid credit and consistent income. These loans aren’t backed by the government, which gives you more flexibility with property types and fewer restrictions. Corbett Uzel helps qualified borrowers in California secure competitive rates and smooth approvals, whether you’re purchasing a primary home, second home, or investment property.

FHA Home Loans

FHA loans are designed to make homeownership more accessible, especially for first-time buyers or those with lower credit scores. Backed by the Federal Housing Administration, these loans offer low down payments and flexible guidelines. Corbett Uzel helps California buyers take advantage of FHA programs to purchase a home with confidence — even if you’ve faced past financial challenges or need more forgiving qualification terms.

VA Home Loans

VA loans are a powerful benefit for eligible veterans, active-duty service members, and surviving spouses. With no down payment, no private mortgage insurance, and competitive interest rates, VA loans make homeownership more affordable for those who’ve served. Corbett Uzel is proud to help California’s military community access their VA home loan benefits and navigate the process with clarity and respect.

Jumbo Loan Programs

Jumbo Loan Programs cater to buyers needing financing beyond conventional conforming limits. These loans provide competitive rates and flexible structures for high-value properties, ensuring that luxury homebuyers and investors can access the capital they require. With tailored underwriting and personalized guidance, our jumbo loans streamline the purchase process, making it easier to acquire premium real estate without sacrificing service or quality.

Personalized Mortgage Solutions for Self-Employed Borrowers

Our Personalized Mortgage Solutions for self-employed individuals address unique income documentation challenges with customized financing options. Designed to recognize alternative income streams, these loans offer flexible terms and competitive rates. We simplify the application process by considering business stability and cash flow, ensuring you secure a mortgage that reflects your entrepreneurial lifestyle while making homeownership a realistic, achievable goal.

Non-QM Loans

Non-Qualified Mortgage (NQM) Loans offer a flexible financing alternative for borrowers who do not meet traditional underwriting standards. By accommodating non-traditional income sources and credit profiles, these loans provide customized solutions without the constraints of conventional documentation. Enjoy greater freedom in your application process while still accessing competitive rates and terms tailored to your unique financial situation, enabling you to achieve your homeownership dreams.

Bank Statement Loans

If you’re self-employed and don’t show traditional W-2 income, Bank Statement Loans can be a smart solution. These loans use your personal or business bank statements to verify income — not tax returns. Corbett Uzel helps California business owners, freelancers, and independent contractors qualify for home loans based on real cash flow, making it easier to buy or refinance without the roadblocks of conventional underwriting.

Investment Property Loans

Looking to grow your real estate portfolio? Corbett Uzel offers tailored mortgage solutions for investment properties and income-producing real estate across California. Whether you’re buying a single-family rental, multi-unit building, or short-term rental, we’ll help you secure financing that aligns with your cash flow goals and long-term strategy — with options that consider rental income, market potential, and property performance.

 
 

ITIN Loans

If you don’t have a Social Security number but file taxes using an Individual Taxpayer Identification Number (ITIN), you may still qualify for a mortgage. Corbett Uzel helps non-citizen residents in California become homeowners with ITIN loan programs designed to work around traditional barriers. These loans offer flexible documentation options and make it possible to finance a home, even without a green card or permanent residency.

Refinance Options

Whether you’re looking to lower your interest rate, reduce your monthly payment, or tap into home equity, refinancing can be a smart move. Corbett Uzel offers a range of refinance options to help California homeowners restructure their mortgage with confidence. From rate-and-term to cash-out refinancing, we’ll help you choose the right strategy based on your current goals and long-term financial plans.

Cash-Out Refinance

Need access to cash without taking out a new loan? A cash-out refinance lets you tap into your home’s equity and convert it into usable funds — whether you’re paying off debt, renovating, or investing in new opportunities. Corbett Uzel helps California homeowners refinance strategically, replacing your existing mortgage with a new one that provides both better terms and extra cash in hand.

Renovation and Construction Loans

Whether you’re building a new home or upgrading your current one, renovation and construction loans can help turn your plans into reality. Corbett Uzel offers financing options for ground-up construction, remodels, and property improvements across California. These loans are designed to fund both the purchase and the project, so you can create the home you truly want — with expert guidance every step of the way.

USDA Home Loans

USDA loans offer 100 percent financing for eligible homebuyers in designated rural and suburban areas. Backed by the U.S. Department of Agriculture, these loans are ideal for buyers with moderate income who want to avoid a down payment. Corbett Uzel helps California clients take advantage of USDA home loans with flexible credit guidelines and affordable terms — making homeownership more accessible outside major city centers.

First-Time Homebuyer / DPA Loans

Buying your first home? Corbett Uzel offers mortgage solutions designed to help first-time buyers get started with less upfront cost. With access to Down Payment Assistance (DPA) programs and flexible loan options, you can qualify even if you’re working with limited savings or building your credit. We’ll guide you through the process and help you find a home loan that fits your budget and long-term goals in California.

Reverse Mortgage

If you’re a homeowner aged 62 or older, a reverse mortgage lets you convert your home equity into tax-free cash — without selling or making monthly mortgage payments. Corbett Uzel helps seniors across California use reverse mortgages to supplement retirement income, pay off existing debt, or fund long-term care. It’s a strategic way to stay in your home while making your equity work for you.

Why I Do This Work

I believe people deserve clear, honest guidance through the mortgage process — without pressure, jargon, or hype. That’s why every piece of content I share is created to educate, connect, and empower — especially for self-employed borrowers navigating a system that wasn’t built with them in mind.

My goal isn’t to sell. It’s to simplify the complex, make the intimidating feel approachable, and give you the clarity you need to move forward with confidence.

I’m not here to be the loudest voice.
I’m here to be the most useful.

Corbett Uzel

Explore Our Full Range of Home Loan Services

Whether you’re self-employed, buying your first home, investing in property, or planning for retirement, Corbett Uzel offers mortgage solutions designed to match your unique goals. From conventional loans to non-QM options, refinance strategies, and reverse mortgages — we provide expert guidance and flexible programs to help you navigate California’s housing market with clarity and confidence.

Personalized Mortgage Solutions

Your financial situation is unique, and your mortgage should be too. We tailor loan options to fit your needs, ensuring a seamless experience whether you’re a first-time homebuyer, self-employed, or refinancing.

Competitive Rates and Flexible Terms

Get the best of both worlds—low interest rates and loan terms that work for you. We offer competitive financing options designed to fit your budget and long-term goals.

Expert Guidance from Start to Finish

Navigating home financing can feel overwhelming, but we’re here to make it simple. Our experts walk you through every step, ensuring a smooth and stress-free experience.

Nationwide Lending Expertise

Wherever you’re looking to buy, we’ve got you covered. Our nationwide lending expertise means we can help you secure the right loan, no matter where you call home.

Fast Approvals

Time is of the essence when securing your home. Our streamlined process ensures quick approvals, so you can move forward with confidence—without unnecessary delays.

Support for Unique Borrowers

Traditional loans don’t fit everyone. Whether you’re self-employed, an investor, or a non-traditional borrower, we offer flexible financing options to meet your unique needs.

Commitment to Communication

We keep you informed at every step. With clear updates, proactive support, and expert advice, we make sure you always know what’s next in your loan journey.

Trusted Team of Experts

Experience matters when it comes to home financing. Our dedicated team of mortgage professionals brings knowledge, integrity, and a customer-first approach to every loan we handle.

Corbett Uzel

With a warm, human approach to mortgage lending, I believe buying a home should be an empowering and positive experience. My goal is to ensure every client feels fully supported and well-informed, with meticulous care, clear communication, and exceptional service over all.

As a husband, father, homeowner, and real estate investor with over a decade of experience, I understand the challenges and opportunities in finding the right mortgage. Whether you’re a first-time homebuyer, managing your family’s evolving needs, or investing in real estate, I’m here to help you make confident, informed decisions.

I search nationwide for mortgage lenders offering the best rates, ensuring you receive the white-glove service you deserve.

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From first-time homebuyers to seasoned investors, we offer a wide range of Home Loan and Mortgage solutions designed to meet your unique needs. Discover competitive rates, flexible terms, and expert support to help you achieve your homeownership goals.

Why Work With Corbett Uzel

With deep roots in Southern California — raised in Whittier and now proudly serving clients across Burbank, Glendale, and beyond — Corbett Uzel brings a local’s perspective to every mortgage. He understands the unique challenges of buying property in California and offers clear, strategic solutions tailored to each client. Whether you’re self-employed, investing, or buying your first home, you’ll get personalized guidance and honest advice from someone who knows the market inside and out.

Explore Home Loan Options Tailored To Your Needs

From first-time homebuyers to seasoned investors, we offer a wide range of Home Loan and Mortgage solutions designed to meet your unique needs. Discover competitive rates, flexible terms, and expert support to help you achieve your homeownership goals.

What’s the difference between a Conventional Loan and an FHA Loan?

A Conventional Loan is ideal for borrowers with strong credit and offers flexible terms with competitive rates. In contrast, an FHA Loan is backed by the government and designed for those with lower credit scores or smaller down payments, making homeownership more accessible.

VA Loans are available to active-duty service members, veterans, and eligible surviving spouses. To qualify, you’ll need a Certificate of Eligibility (COE) from the VA, meet credit and income requirements, and plan to use the home as your primary residence.

A Jumbo Loan is a mortgage that exceeds the conforming loan limits set by Fannie Mae and Freddie Mac. If you’re purchasing a high-value home that requires financing beyond conventional limits, a Jumbo Loan provides the funding you need with flexible terms.

Yes! Bank Statement Loans and Non-QM Loans are great options for self-employed borrowers. Instead of W-2s, these loans use bank statements or alternative income verification to qualify, making homeownership accessible for entrepreneurs and freelancers.

An ITIN Loan is designed for borrowers without a Social Security number but who have an Individual Taxpayer Identification Number (ITIN). These loans provide financing options for non-U.S. citizens looking to buy a home, using alternative forms of credit and income verification.

A HELOC (Home Equity Line of Credit) is a revolving credit line that lets you borrow against your home’s equity as needed. A Cash-Out Refinance replaces your existing mortgage with a new loan for a higher amount, giving you a lump sum of cash upfront.

Investment Property Loans are designed for purchasing rental properties or second homes. Lenders often require a higher down payment and stronger credit score, but these loans allow you to generate income and build wealth through real estate.

A USDA Loan offers zero down payment, low interest rates, and reduced mortgage insurance for homebuyers in eligible rural areas. It’s a great option for those looking for affordable homeownership with government-backed security.

An ARM starts with a fixed interest rate for an initial period (e.g., 5 or 7 years), then adjusts periodically based on market rates. It’s ideal for buyers who plan to move or refinance before the rate adjusts.

A Reverse Mortgage allows homeowners aged 62+ to convert home equity into cash, with no monthly mortgage payments required. The loan is repaid when the homeowner sells the home, moves out, or passes away, making it a valuable retirement tool.

Yes! While credit scores impact refinancing options, FHA Streamline Refinance or Non-QM Loans may allow you to refinance with lower requirements. Improving your credit before refinancing can also help secure better rates.

The first step is to get pre-approved! This involves a quick review of your credit, income, and financial situation. Pre-approval gives you a clear picture of what you can afford and makes home shopping easier. Ready to get started? Let’s talk!